Chief Credit & Risk Officer

Mr. Ranjeet Kumar Mishra

Mr. Ranjeet joined Satya as Chief Credit & Risk Officer in the monsoon of 2020. He brings nearly one and half decades of experience leading financial services business risk functions across multiple products and format like NBFC/HFC/Banks/Consulting etc into lending and risk management domain most recently as the Chief Credit Officer of ART Housing Finance , a digital first mortgage providing platform that provides mortgage financing solutions to barefoot entrepreneurs mostly at the bottom of the pyramid in world’s second most populous country to drive a dream of owning a shelter by each household. His prior professional association was with Religare Group , ICRA Group, Polaris Software, R-System International and IndusInd Bank.
During Ranjeet’s career he has worked in India , United Kingdom and Bangladesh.
These experiences and his passion for risk along with technology and service led Ranjeet to Satya. He is dedicated to serving Satya’s mission and delivering ‘debt capital that change lives’ on the largest possible scale and with maximum impact.
His focus is on long-term strategic initiatives to help drive systemic financial inclusion for the world’s most vulnerable populations. He oversees credit, risk, emerging technology development, policy and regulatory engagements.
Ranjeet graduated in commerce from Patna University, studied financial management and accountancy at Institute of Chartered Accountants of India (ICAI, New Delhi) , and holds degree from Institute of Cost and Works Accountants of India (ICWAI , New Delhi).