The FinTech business is on a cusp of a technological transformation, analyzing each part of conventional financial management. A major alteration is going to occur in the small company area as FinTech organizations assume taking over the financial industry by storm with parts to offer to new businesses and startups through lending, foreign exchange, and different other monetary products and services. There are motivations to trust that FinTech is rapidly filling in the gaps that the traditional banks have left wide open. E-signature, new RBI guidelines is reshaping the industry. There are few Fintech to watchout for startups this year.