About Us

SATYA has adopted a unique Limited Liability Group (LLG) Model for extending loans and ensuring repayment. The company’s LLG model distributes the liability among each group member which exists only up to 10% of Loan Tenure in bi-weekly collections. Through the model, the company aims to add a social touch to lending by integrating modern technology into the Micro Finance industry.

Satya MicroCapital Limited primarily caters to women who own businesses and are looking for means of expansion. The group lending model allows groups of borrowers to share the liability and responsibility to repay loans while helping them build a strong credit profile to avail finance from traditional financial institutions.

Along with the afore-mentioned LLG loan product, SATYA offers a diverse range of unique Loan Products to cater to its wide client base. Furthermore, the company provides prompt, convenient and affordable collateral-free credit to people at the bottom of the pyramid through a strong credit assessment and centralized approval system.

SATYA began its microfinance operations from January 2017. The company utilized demonetization as an opportunity to rework on the business strategy through cashless transactions. SATYA is an institution built with a vision of change, transformation and is a differentiator in financial inclusion space and its approach is well recognized by industry experts and professionals across different sectors. It is committed to being a socially responsible organization with a focus on Health, Education, Financial Literacy, Nasha-Mukt Samaaj, Gender Equality, and Swachh Bharat. The Company is spreading social awareness messages in its area of operations.

Currently, SATYA has established 196 branches in 162 districts in 21 states (Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Gujarat, Haryana, Himachal Pradesh, Jammu & Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Odisha, Pondicherry, Punjab, Rajasthan, Tamil Nadu, Tripura, Uttar Pradesh, Uttarakhand and West Bengal).

We are committed to creating livelihood through entrepreneurship by progressing with Trust, Transparency, Teams, Technology and Training. We promise happiness to everyone and that’s our motto as well:

Soul of Satya
SATYA’s Soul is represented by 5 Ts, which are as follows:


To develop a relationship of Trust and Truthfulness within the ecosystem of SATYA.



Aiming to develop a transparent culture across the organization.



To follow the values of “Team Strength” and promote “coordination and cooperation” in all verticals.



Nurturing SATYA through cutting edge technology in real-time data, reducing TAT and moving towards paperless



Capacity Building and social awareness programs for all stakeholders of SATYA